TERMS AND CONDITIONS
Effective Date: January 28, 2026
These Terms and Conditions (“Terms”) govern your access to and use of QualifyFunding.com and any related websites, forms, applications, communications, products, and services offered by Qualify Funding, LLC , doing business as Qualify Funding (“Qualify Funding,” “Company,” “we,” “us,” or “our”).
By accessing our website, submitting information, requesting contact, communicating with us, or using our services, you acknowledge that you have read, understand, and agree to these Terms and our Privacy Policy.
If you do not agree to these Terms, do not use our website or services.
1. Eligibility and Authorized Business Use
You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.
If you submit information for a business, you represent that:
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You are an owner, officer, authorized representative, or agent of that business;
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You are authorized to provide the submitted information;
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You are authorized to request financing-related assistance on behalf of the business; and
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The information you provide is accurate, current, and complete.
Our website and services are intended for lawful business and commercial purposes only.
2. Our Services
Qualify Funding helps business owners evaluate and explore potential commercial financing and funding options. Depending on your business profile and stated needs, these options may include:
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Business lines of credit;
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Business term loans;
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SBA loan programs;
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Equipment financing;
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Working-capital products;
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Revenue-based financing;
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Invoice financing or factoring;
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Commercial real estate financing; and
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Other commercial financial products.
Qualify Funding may collect and review information concerning your business, including revenue, time in business, credit profile, banking activity, existing obligations, industry, requested funding amount, and intended use of funds.
We may use this information to assess potential qualifications and connect you with third-party lenders, funders, brokers, service providers, or financing partners.
Unless expressly disclosed otherwise in writing, Qualify Funding is not a bank, lender, or governmental agency. We do not guarantee that you will receive financing, qualify for a particular product, or receive specific rates, amounts, terms, or repayment structures.
3. No Guarantee of Approval or Funding
Submitting an inquiry, qualification form, application, or supporting documentation does not guarantee:
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Approval;
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An offer of financing;
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A particular funding amount;
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A specific interest rate, factor rate, fee, payment, or term;
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Funding within a particular period;
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Approval from a particular provider; or
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That any available option will meet your expectations.
All credit and funding decisions are made by the applicable lender, funder, or financial-services provider under its own underwriting standards.
Advertised amounts, timeframes, rates, terms, approval percentages, and product descriptions are illustrative and may not be available to every applicant.
4. Accuracy of Information
You agree to provide truthful, accurate, current, and complete information.
You authorize Qualify Funding and its service providers to rely on the information you submit. You agree to promptly notify us if that information changes or if you discover that information previously submitted was incomplete or inaccurate.
Providing false, misleading, incomplete, or fraudulent information may result in termination of our services, rejection of your request, cancellation of an offer, or referral to appropriate authorities when required by law.
5. Authorization to Review and Share Information
By submitting a funding inquiry, qualification form, or application, you authorize Qualify Funding to:
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Review the business and personal information you provide;
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Contact you to verify information and request supporting documentation;
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Evaluate your potential eligibility for commercial financing;
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Share relevant information and documentation with selected lenders, funders, brokers, processors, underwriting platforms, and service providers;
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Receive information concerning the status, decision, and performance of an application or financing transaction; and
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Use service providers to support identity verification, fraud prevention, document processing, bank-statement analysis, communications, and underwriting assistance.
Information will be handled as described in our Privacy Policy.
Submission of information does not authorize an unlimited distribution of your information. Qualify Funding will share information only as reasonably necessary to provide requested services, administer an application, operate our business, comply with law, or as otherwise disclosed in our Privacy Policy.
6. Credit and Financial Information
Certain financing providers may require authorization to obtain consumer credit reports, business credit reports, bank-account information, financial statements, public records, or other information.
When required, you will be presented with a separate disclosure or authorization before a hard credit inquiry is performed.
A qualification review or initial inquiry does not necessarily result in a hard credit inquiry. However, a lender or funding provider may require one before making a final decision. You should review each provider’s disclosures before authorizing a credit check or accepting an offer.
7. Electronic Communications
By using our website or submitting information electronically, you consent to receive documents, notices, disclosures, agreements, and other communications from us electronically.
Electronic communications may be delivered through:
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Email;
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Text message;
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Telephone;
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Website notifications;
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Electronic-signature platforms; or
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Other electronic methods.
You agree that electronic records and signatures may have the same legal effect as paper records and handwritten signatures, to the extent permitted by law.
You are responsible for maintaining a valid email address and telephone number and for notifying us if your contact information changes.
8. Telephone and SMS Consent
If you provide your telephone number and affirmatively agree to receive calls or text messages, you authorize Qualify Funding to contact you at the number provided regarding:
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Your inquiry or requested consultation;
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Qualification information;
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Application status;
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Documentation requests;
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Funding options;
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Appointment reminders;
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Customer service;
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Follow-up communications; and
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Products or services that may be relevant to your business.
Communications may be made using manual dialing, an automatic telephone dialing system, prerecorded or artificial voice technology, or similar communication technology, where permitted by law.
Your consent applies even if the number provided is listed on a federal, state, or internal Do Not Call list, to the extent permitted by applicable law.
Consent to receive automated or marketing calls or text messages is not a condition of applying for, purchasing, or receiving any product or service. You may contact us directly at (332) 222-1262 to request assistance without providing marketing consent.
Message frequency varies. Message and data rates may apply. Mobile carriers are not liable for delayed or undelivered messages.
9. SMS Opt-Out and Help
You may withdraw your consent to receive text messages at any time.
To stop receiving text messages, reply:
STOP
We may send one final text confirming that your opt-out request has been received and processed.
You may also use other recognized opt-out words, including CANCEL, END, QUIT, REVOKE, OPT OUT, or UNSUBSCRIBE, where supported by our messaging provider.
For assistance, reply:
HELP
You may also contact us at:
Phone: (332) 222-1262
Email: underwriting@qualifyfunding.com
After opting out, you may continue to receive nonmarketing communications when legally permitted or necessary to complete a transaction you requested, service an existing account, respond to your direct request, prevent fraud, or comply with law.
You may opt back in by providing a new affirmative consent.
10. Telephone Opt-Out
You may ask us not to call you by:
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Telling our representative during a call;
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Calling us at Phone: (332) 222-1262
We will process reasonable revocation requests in accordance with applicable law.
An opt-out from marketing calls does not prevent us from responding when you contact us, providing requested customer service, or sending legally permitted transactional communications.
11. Email Communications and Opt-Out
If you provide your email address, you authorize us to send communications concerning your inquiry, application, services, requested information, and, when permitted, relevant products or marketing information.
You may unsubscribe from marketing emails at any time by:
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Clicking the Unsubscribe link included in the email; or
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Contacting us at (332) 222-1262
We may continue to send nonmarketing emails related to pending applications, requested services, security alerts, legal notices, transactions, or account administration.
Unsubscribing from marketing emails will not affect communications that are necessary to respond to or service an active request.
12. Third-Party Providers and Offers
Qualify Funding may connect you with independent third-party lenders, funders, brokers, vendors, or service providers.
Those third parties:
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Maintain their own underwriting and approval standards;
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Establish their own rates, fees, payments, and terms;
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May require additional information or authorization;
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Maintain separate privacy policies and terms; and
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Are responsible for their own products, services, representations, and decisions.
Qualify Funding does not control and is not responsible for a third party’s underwriting decision, performance, website, security practices, or contractual obligations.
You are responsible for reviewing and understanding all documents before signing or accepting a financing offer.
13. No Financial, Legal, Tax, or Accounting Advice
Information provided through our website or by our representatives is for general informational and commercial-financing purposes.
Qualify Funding does not provide legal, tax, accounting, investment, or financial-planning advice. You should consult qualified independent professionals before entering into a financing agreement or making a significant business decision.
14. Rates, Fees, and Product Information
Rates, fees, repayment terms, payment frequency, funding amounts, and other product features vary based on the applicant, provider, product, market conditions, and underwriting determination.
Any examples, calculators, estimates, or general product descriptions appearing on our website are for informational purposes and do not constitute a financing offer or commitment.
The final terms of any transaction will be contained in the documents provided by the applicable lender or funding provider.
15. Prohibited Uses
You may not use our website or services to:
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Violate any applicable law or regulation;
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Submit false, fraudulent, or misleading information;
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Impersonate another person or business;
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Access information or systems without authorization;
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Introduce viruses, malicious code, or harmful technology;
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Interfere with the website’s operation or security;
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Collect information about other users without authorization;
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Reproduce or commercially exploit our content without permission; or
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Engage in conduct that may harm Qualify Funding, our partners, or other users.
We may suspend or terminate access when we reasonably believe these Terms have been violated.
16. Intellectual Property
The Qualify Funding name, logo, website design, graphics, written content, forms, software, and other materials are owned by or licensed to Qualify Funding and are protected by applicable intellectual-property laws.
You may use the website for your personal business-financing inquiry. You may not copy, reproduce, sell, publish, modify, distribute, license, or commercially exploit our materials without prior written permission.
17. Website Availability and Security
We work to keep our website available and secure, but we do not guarantee uninterrupted, error-free, or completely secure access.
We may modify, suspend, restrict, or discontinue any portion of the website or services without notice.
You are responsible for using appropriate safeguards when transmitting information electronically and for protecting your devices, passwords, and accounts.
18. Disclaimer of Warranties
To the fullest extent permitted by law, the website and services are provided on an “as is” and “as available” basis.
Qualify Funding disclaims all express or implied warranties, including warranties of merchantability, fitness for a particular purpose, accuracy, availability, noninfringement, and suitability.
Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.
19. Limitation of Liability
To the fullest extent permitted by law, Qualify Funding and its owners, officers, employees, contractors, affiliates, agents, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:
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Use of or inability to use the website;
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Reliance on website information;
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A financing decision or denial;
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Actions or omissions of a third-party provider;
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Unauthorized access to information despite reasonable safeguards;
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Business interruption; or
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Lost revenue, profits, opportunities, or data.
Nothing in this section limits liability that cannot legally be limited.
20. Indemnification
You agree to defend, indemnify, and hold harmless Qualify Funding and its owners, officers, employees, contractors, affiliates, and agents from claims, losses, liabilities, damages, and expenses arising from:
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Your violation of these Terms;
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Your misuse of the website or services;
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False or unauthorized information submitted by you;
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Your violation of law; or
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Your infringement of another party’s rights.
21. Privacy
Our collection, use, storage, and disclosure of information are governed by our Privacy Policy.
The Privacy Policy is incorporated into these Terms by reference.
22. Changes to These Terms
We may update these Terms periodically to reflect changes in our services, practices, technology, or legal obligations.
Updated Terms will be posted on this page with a revised effective date. Your continued use of the website or services after updated Terms are posted constitutes acceptance of the updated Terms, to the extent permitted by law.
23. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
Any dispute not subject to a separate enforceable dispute-resolution agreement will be brought in a court of competent jurisdiction located in Florida, unless applicable law requires otherwise.
24. Severability
If any provision of these Terms is found invalid, unlawful, or unenforceable, the remaining provisions will remain in effect. The affected provision will be interpreted or modified only to the extent necessary to make it enforceable.
25. Entire Agreement
These Terms, our Privacy Policy, and any additional disclosures or agreements presented to you constitute the agreement governing your use of our website and services.
A financing agreement entered into with a third-party provider will be governed by that provider’s separate documents.
26. Contact Us
Questions, complaints, communication preferences, and opt-out requests may be directed to:
Qualify Funding
Legal Company Name: Qualify Funding, LLC
Address:
14 Wall Street 20th Floor,
New York, NY, 10005
Phone: (332) 222-1262
Email: underwriting@qualifyfunding.com
Website: https://qualifyfunding.com